1. Target Audience and Use of Website
This website is intended exclusively for use by professional investors as defined under the Financial Conduct Authority (FCA) rules and is not suitable for use by retail investors or any other person. By accessing this website, you confirm that you are a professional investor and that the content is appropriate for your use. If you do not meet this qualification, you must refrain from using this website and exit immediately.
2. Entity and Regulation
This website is operated by Sanlam Investments, the trading name of Sanlam Investments UK Limited (FRN 459237), an entity authorised and regulated by the Financial Conduct Authority (FCA) of the United Kingdom. The registered office of Sanlam Investments UK Limited is located at 27 Clements Lane, London, EC4N 7AE.
3. Confidentiality and Restricted Use
The contents of this website are strictly confidential and are provided solely for the information of potential professional investors. The information contained herein may not be reproduced, redistributed, or transmitted, whether directly or indirectly, to any other person, or published in whole or in part, for any purpose, without prior written consent from Sanlam Investments. Any unauthorised use of the website or its content may constitute a breach of the Data Protection Act 2018, intellectual property laws, or other applicable regulations.
4. Accuracy, Updates, and Amendments
Sanlam Investments reserves the right to amend, update, or supplement the content of this website without prior notice. While every effort has been made to ensure that the information provided on this website is accurate and up-to-date, neither Sanlam Investments nor its affiliates or advisers make any representation, warranty, or guarantee, whether express or implied, regarding the accuracy, completeness, or currency of the information. Furthermore, Sanlam Investments is under no obligation to correct, update, or publicly announce changes to the information provided on this website unless required by applicable laws or regulations, such as the Financial Services and Markets Act 2000 (FSMA) or the Market Abuse Regulation (MAR).
5. Exclusion of Liability
Sanlam Investments and its affiliates, agents, and advisers shall not be held liable for any loss or damage, whether direct or indirect, arising from the use of or reliance on the information contained in this website. This includes, but is not limited to, any loss arising from inaccuracies, errors, or omissions in the content, or any decision made or action taken in reliance on such information. This disclaimer does not limit or exclude liability for death or personal injury resulting from negligence, or any other liability which cannot be limited or excluded by law, including under the Consumer Rights Act 2015.
6. No Financial or Investment Advice
The content of this website is for informational purposes only and should not be construed as financial, legal, or other professional advice. It does not take into account your specific investment objectives, financial situation, or needs. You are strongly advised to seek independent financial and legal advice before making any investment decisions. Sanlam Investments does not provide personal recommendations or investment advice.
7. No Offer or Solicitation
The information provided on this website does not constitute an offer, solicitation, or invitation to subscribe for, purchase, or sell any securities or financial products in any jurisdiction, including the United Kingdom. This website is not intended to form the basis of any investment decision or contract. Prospective investors should not rely on any information contained herein when making decisions regarding the purchase or sale of securities. Any transaction in financial instruments may be subject to MiFID II requirements, and you should consult your legal advisers to ensure compliance with applicable regulations.
8. Investment Risks and Performance
Investments in the funds offered by Sanlam Investments (the "Funds") are subject to risks. The value of investments and the income derived from them may fluctuate based on the performance of the underlying assets and market conditions. Investors may not recover the full value of their investment. There is no guarantee that the investment objectives of the Funds will be met. Moreover, the Funds may be more concentrated in specific markets or sectors compared to other investment funds, potentially exposing them to higher levels of risk. Past performance is not a reliable indicator of future results, and investments in the Funds may deviate from general market indices, which may or may not be advantageous.
9. Forward-Looking Statements
This website may contain "forward-looking statements," which are subject to risks and uncertainties, including but not limited to, changes in market, political, regulatory, or tax conditions. Forward-looking statements are identifiable by the use of terms such as "believes," "expects," "intends," "anticipates," "may," or similar expressions. Sanlam Investments does not provide any assurance as to the future performance of the Funds, and actual outcomes may differ materially from the projections contained in any forward-looking statements. Any reliance on such statements is at your own risk.
10. Jurisdiction and Applicable Law
The use of this website, and any legal disputes arising from it, shall be governed by and construed in accordance with the laws of England and Wales. By using this website, you submit to the exclusive jurisdiction of the courts of England and Wales. Any provisions in these terms which are deemed invalid or unenforceable under applicable laws will not affect the validity of the remaining provisions, which will remain in full force and effect.
11. Taxation and Regulatory Compliance
It is your responsibility to ensure compliance with all applicable legal and regulatory requirements in your jurisdiction, including but not limited to, tax laws, exchange control regulations, and financial promotion rules. Sanlam Investments does not accept any responsibility for ensuring that the use of this website, or any investment decisions made as a result, complies with such requirements.
September 2024