A merger of the Sanlam Credit Fund with the Sanlam International Credit Fund was entered into effect on 1 October 2024

The Fund aims to generate income, net of all fees, equivalent to the Bank of England UK Base Rates plus 1-2% from a corporate bond portfolio with low to medium volatility.

The fund:

  • Adopts a bottom-up approach investing in high quality issuers with an investment grade profile and cash plus return

  • A short duration investment with minimal interest rate sensitivity

  • Uses no derivatives, contingent convertibles, equities, leverage or structured products

Meet the Sanlam Fixed Income Team

Thomas Wells
Thomas Wells
Head of Fixed Income
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Josef Svoboda
Josef Svoboda
Fund Manager
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William Goodwin
William Goodwin
Senior Credit Analyst
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Why invest in the fund?

  • Short duration approach means low sensitivity to wider bond market volatility or fears of inflation 
  • Team has extensive experience across the credit market with complementary skills throughout the team. 
  • Sentiment towards Financials remain poor after the Global Financial Crisis. Our extensive knowledge and research identifies significant opportunities in what is more of a ‘utility like’ sector
  • Sanlam’s position as a recognised expert in credit means that we have good access to the primary (new issues) market – where demand exceeds supply
  • Transparency and scalability of our process – no leverage, CoCos (Contingent Convertible Securities), derivatives, structured products or equities.
The Fund's strategy of intensive credit fundamental analysis, alongside imaginative security selection, driven by a short duration emphasis should alleviate some of the headwinds that Fixed Income investors may face

Tom Wells, Head of Fixed Income

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Fund Risks

Past performance is not a guide to future performance. Do remember that the value of an investment and the income generated from them can fall as well as rise and is not guaranteed, therefore, you may not get back the amount originally invested and potentially risk total loss of capital. A table with five years’ performance is available in the fund factsheets.

The fund will invest in debt securities. The government or company issuer of a bond might not be able to repay either the interest or the original loan amount and therefore default on the debt. This would affect the credit rating of the bond and, in turn, the value of the fund. Investment in bonds and other debt instruments (including related derivatives) is subject to interest rate risk. If long-term interest rates rise, the value of your shares is likely to fall. The fund may invest in in derivatives for the purpose of hedging, efficient portfolio management and/or investment purpose. There is a risk that losses could be made on derivative positions or that the counterparties could fail to complete on transactions. The Fund may engage in transactions in financial derivative instruments for Share Class hedging purposes only. There is a risk that losses could be made on derivative positions or that the counterparties could fail to complete on transactions. 

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Marketing material. Issued by Salam Investments UK Limited. Authorised and regulated by the Financial Conduct Authority. Registered office: 27 Clements Lane, London, EC4N 7AE. The value of investments can go down as well as up and investors may not get back the full amount invested.
Professional investors only. The value of investments and any income from them can fall and you may get back less than you invested.